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From the Schneier on Security blog

Thought experiment story of someone who lost everything in a house fire, and now can’t log into anything:

But to get into my cloud, I need my password and 2FA. And even if I could convince the cloud provider to bypass that and let me in, the backup is secured with a password which is stored in—you guessed it—my Password Manager.

I am in cyclic dependency hell. To get my passwords, I need my 2FA. To get my 2FA, I need my passwords.

It’s a one-in-a-million story, and one that’s hard to take into account in system design.

This is where we reach the limits of the “Code Is Law” movement...